Investing in Harding Loevner Funds

Harding Loevner Funds are available through most investment firms. Search your firm’s website for “Harding Loevner” or contact your financial adviser.

To invest in Harding Loevner Funds directly, see below. 

Shares of the emerging markets portfolio and institutional emerging markets portfolio may not be available for purchase by all investors. If you are purchasing shares of the portfolios through a financial intermediary, please consult with an appropriate representative to confirm your eligibility to invest. For more information, please review the prospectus.

Consult the Prospectus for complete information on investing in all Harding Loevner Funds.

Investing Directly

Download, print, complete and return the Account Application.

For assistance, including existing account holders, contact Harding Loevner Funds' Shareholder Service team at:

Shareholder Service Line: (877) 435-8105 (toll-free)
Shareholder Service Email:
Shareholder Service Fax: (312) 267-3657

Frequently Asked Questions by Direct Investors

How do I make a direct investment in the Funds?

Download an Account Application and view the applicable Prospectus (for institutional or individual investors).

What service does Northern Trust provide to the Funds?

Northern Trust is the transfer agent for the Funds. Applications and trade instructions for direct accounts must be sent directly to the Funds, c/o Northern Trust, either by fax (see above) or hard copy:

Mailing Addresses:

If by regular mail:
Harding, Loevner Funds, Inc.        
c/o Northern Trust
PO Box 4766
Chicago, IL 60680-4766
If by express delivery:
Harding, Loevner Funds, Inc.
c/o Northern Trust
Attn: Funds Center, Floor 38 
333 S. Wabash Avenue
Chicago, IL 60604
When can I purchase or redeem shares of a Portfolio of the Funds?

Shares can be purchased or redeemed on any New York Stock Exchange business day. Trades placed before 4:00 PM EST receive that day’s Net Asset Value. Refer to the applicable Prospectus for more information.

Once my account is established, how do I instruct a purchase?

There are three ways to place a purchase trade:

  1. Call the Shareholder Service Line to instruct a purchase once your wire or check has been received by the transfer agent.
  2. Send a letter of instruction and check made payable to the Funds to arrive the day you want the trade to occur.
  3. Send a letter of instruction and a wire on the day you want the trade to occur.

Once both the instruction and money are received by the transfer agent, the trade will be processed. Section 5 of the Application can serve as the purchase instruction for your initial investment.

Wire Instructions:

Name of Bank: Northern Trust Company
ABA Number: 0710 00152
Account Name: NF HL Wire Transfer
Account Number: 5201691000
FFC Account Name: Harding, Loevner Funds, Inc.
FFC Account Number: \\HLF1037
FFFAAAAAAAA (where FFF is the Fund Number and AAAAAAAA is the Account Number)

How do I redeem shares?
  1. If you elected telephone trading privileges, an authorized individual can redeem all or part of the investment by calling the Shareholder Service Line.

  2. Otherwise, provide an instruction letter signed by an authorized individual stating that you wish to redeem all or part of the investment.

Unless you provide bank wiring instructions on your original Application, redemption proceeds are paid by check, mailed to the address of record on the account. A Medallion Signature Guarantee stamp is required if you are adding new bank wiring instructions or redeeming by check payable to a different name or mailing address.

What is a Medallion Signature Guarantee and how do I get one?

A Medallion Signature Guarantee stamp indicates the authenticity of the authorized individual’s signature. Banks and brokerage branch offices can usually provide a Medallion Signature Guarantee stamp. The signer must appear in person, sign in the presence of the bank or brokerage officer, and present photo identification. Not all bank or brokerage employees are authorized to issue the Guarantee, so call ahead to confirm the availability of an authorized person. All account instructions that require a Medallion Signature Guarantee stamp are only accepted via hard copy.

How do I transfer ownership of an account?

Complete a new Application signed by an authorized individual, along with the appropriate new account supporting documentation. Please contact us for requirements.

How do I make changes to my account (e.g., contact information, authorized signers)?

Mail a letter of instruction signed by a current authorized individual to the Funds with the updated information. If updating authorized signers, the letter must also include either a Medallion Signature Guarantee stamp or a Signature Validation Program stamp (“SVP”).* We may require additional documentation for certain accounts.






Mutual Fund investing involves risk. Principal loss is possible.

Please read the Prospectus carefully before investing.

*The Signature Validation Program™ (SVP) was developed in response to requests from financial services institutions, as well as other commercial entities that rely upon the effectiveness of a signature when processing a non-securities business-related commercial transaction. A Non-Securities Event is defined as any commercial transaction that does not pertain to a sale, assignment, transfer, or redemption of a security. SVP fills the gap between the notarial acts performed by Notaries Public and the MSGs presently provided by the participating Guarantors under the Medallion Signature Guarantee Programs. An SVP can be obtained from any signature guarantor firm that has elected to participate in the program.

The Harding Loevner Funds are distributed by Quasar Distributors, LLC.

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The information on this website is issued by Trust Company (RE Services) Limited (ABN 45 003 278 831; AFSL 235150) as Responsible Entity of, and issuer of units in, the Harding Loevner Emerging Markets Equity Fund ARSN 604 215 296 (“Fund”), and approved by Harding Loevner LP (“Harding Loevner”), as the Investment Manager of the Fund. Harding Loevner is exempt from the requirement to hold an Australian financial services licence under the Corporations Act 2001 (Cth) in respect of the financial services it provides to wholesale clients, and is not licensed to provide financial services to retail clients, in Australia. Harding Loevner is regulated by the Securities and Exchange Commission of the United States of America under US laws, which differ from Australian laws.

The information on this website is provided for general information purposes only, and is not investment advice or research, nor is it to be construed as solicitation of an offer to buy or sell any financial product . Accordingly, reliance should not be placed on this website as the basis for making an investment or other decision. A product disclosure statement (PDS) issued by the Responsible Entity is available for the Fund. You should obtain and consider the PDS, and related materials, and consult your professional advisers before making any investment decision.

Statements of fact on this website have been obtained from and are based upon sources that the Responsible Entity and Harding Loevner believe to be reliable. Neither the Responsible Entity nor Harding Loevner gives any representation or warranty as to the reliability or accuracy of the information contained on this website. All opinions and estimates included on this website constitute judgements of the Responsible Entity and Harding Loevner as at the date of this website and are subject to change without notice.

I am an Australian wholesale client or a New Zealand eligible investor and agree to the terms above and wish to proceed.

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Terms & Conditions

Please confirm that you have read and understand the following terms of use of this website.

You are about to access the pages of Harding Loevner Funds plc, an Irish umbrella type open-ended investment company (the "Company"), which contains information about the Company and its sub-funds (each a "Fund"). These pages are for informational purposes only. It is not investment advice, nor is it intended to be relied on as a forecast or research and does not constitute an offer, recommendation or solicitation to buy or sell shares in any Fund. Access to and the information contained in these pages are restricted to persons who are residents of jurisdictions in which the distribution of the information herein is permitted. Please consult your professional advisers if you have questions about a particular investment or are unsure of the laws and regulations applicable to you.

Investment in any Fund may only be made in accordance with the terms of the relevant offering documents, and subject to the laws and regulations applicable in which the offering documents are distributed. Please further note that not all Funds are available for distribution in all or the same jurisdictions. No information regarding the offering of shares of the Funds is intended for, nor will offers or sales of such shares generally be made to, residents of the United States of America, its territories or possessions. In particular, neither the Funds nor any shares are or will be registered under the U.S. Securities Act of 1933, as amended, the U.S. Investment Company Act of 1940, as amended, or otherwise in the U.S. and may not, except in a transaction which does not violate U.S. securities laws, be directly or indirectly offered or sold in the U.S. or to any U.S. persons.

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